The Rate Reverser
Stop undercharging. Calculate your true hourly rate.
How it works
Set your Target Net Income (what you want to take home).
Factor in Taxes and Overhead.
Be honest about Unbillable Hours (admin, sales, coffee).
See the Minimum Hourly Rate you must charge.
Why it matters
Most freelancers take their desired salary and divide by 2,080 (40 hours × 52 weeks). That is a recipe for poverty.
You are not paid for vacation, sick days, or the time you spend chasing invoices. This tool reverses the math to find the rate that actually supports your life.
The Math
Gross Needed = (Net / (1 - Tax Rate)) + Overhead
Billable Hours = (52 - Weeks Off) × (8 - Unbillable/Day)
Min Rate = Gross Needed / Billable Hours